Excess fee is any additional charges you are required to pay towards a claim that needs to be raised to our insurance. This fee is payable only if an accident or damage is caused for which you receive a white or red report from the police.  

red/faulty report indicates that you caused the accident, while a white report indicates that all the parties involved in the accident need to cover their individual costs.

 The excess fee you will be charged is based on the fees and penalties listed on our website.